Submanagr

Split subs.
Skip the chase.

You front Netflix, Spotify and the family plan - then chase everyone on payday. Submanagr tracks every sub, splits it with your friends, and makes everyone actually pay you back. Stop being the group’s bank.

Free to startNo money heldBuilt for iOS

Good morning
MONTHLY SPEND
€48.97
7 subscriptions€587.64 / year
Renewing soon
Netflix Premium
Renews in 2 days · you lead
€17.99
Spotify Family
Renews in 9 days · shared
€3.66
Disney+
Renews in 21 days
€8.99
Add
HomeGroupsInsightsProfile
Works with everything you already split
NetflixSpotifyDisney+YouTubeChatGPTiCloudPrimeHBO Max
€1,000+

what the average household burns on subscriptions every year

3 taps

from adding a sub to splitting it with your whole crew

€0

of your money held by us - we’re a ledger, not a wallet

How it works

Track it. Split it. Get paid back.

TRACK

Every sub, one honest number.

Add Netflix, Spotify, the family plan, ChatGPT - and see exactly what your month costs before it charges you.

  • Renewal radar. What’s about to charge, days before it does.
  • Multi-currency totals. Euros, dollars and pounds, kept honest.
  • Ghost-sub detection. We flag the subs nobody has used in weeks.
Good morning
MONTHLY SPEND
€48.97
7 subscriptions€587.64 / year
Renewing soon
Netflix Premium
Renews in 2 days · you lead
€17.99
Spotify Family
Renews in 9 days · shared
€3.66
Disney+
Renews in 21 days
€8.99
Add
HomeGroupsInsightsProfile
SPLIT

Your crew pays their slice.

Share any subscription with one invite link. Everyone sees the same fair split - who’s in, who owes what, when it renews.

  • One link to join. No sign-up gauntlet for your friends.
  • Fair shares, automatically. €17.99 becomes €4.50 each. Done.
  • Built for family plans. Netflix, Spotify Duo/Family, YouTube Premium.
You lead
Netflix Premium
€17.99/mo · due Mar 14
LEAD
€11.99 of €17.99 collected
Members
You
Leader · pays the vendor
Maria
€4.50
SETTLED
Alex
€4.50
CLAIMED
ConfirmReject
Dad
€4.50 · collect offline
OFF-APP
HomeGroupsInsightsProfile
SETTLE

Get paid back without asking.

A member taps “I paid”, you confirm, the ledger updates. If someone forgets, Submanagr nudges them - so you never have to.

  • The trust handshake. Claims + confirmations, not vibes.
  • Auto-escalating nudges. Gentle reminders that do the chasing.
  • Prefilled payments. “I paid” opens Revolut, PayPal or Venmo with the amount filled in.
Settle up
Debts that cross paths are netted.
You’re owed
AlexNETTED
€6.00 owed − €4.00 you owe
€2.00
Maria
Netflix Premium
€4.50
You owe
Sofia
Spotify Family
€3.66
Pay €3.66
HomeGroupsInsightsProfile
Everything you need

Built for friends who already split.

Prefilled payments

Tapping “I paid” deep-links into the payment app your group already uses - amount and recipient prefilled. No typing, no typos, no excuses.

RevolutPayPalVenmoIRIS

Multi-currency

Mix euros, dollars and pounds across subs - totals stay honest per currency.

Renewal reminders

A heads-up before anything charges. Surprise renewals stop being a thing.

Ghost-sub detection

Nobody watched Disney+ in six weeks? Submanagr notices and asks if it should go.

Group activity feed

Every claim, confirmation and join - one timeline the whole group can see.

We never touch your money.

Submanagr is a ledger, not a wallet. We track who owes what and hand you off to your own payment app with the amount prefilled. No accounts to fund, no balances to hold - just clarity.

Kostas hasn’t paid yetDUE
Maria marked “I paid”CLAIMED
Alex - confirmed by youSETTLED
DUE → CLAIMED → SETTLED
FAQ

Good questions.

Is it free?
Free covers 3 subscriptions and one group - enough to split Netflix with your flatmates and never pay us a cent. Pro removes the limits and adds spending insights and home-screen widgets: €2.99 a month, or €19.99 a year with a 14-day free trial.
Does Submanagr move my money?
Never. Submanagr is a ledger and a trust layer - it tracks who owes what and deep-links you into your own payment app (Revolut, PayPal, Venmo, IRIS) with the amount prefilled. We never hold, move or process funds.
Which subscriptions can I split?
Any of them. Streaming is the sweet spot - Netflix, Spotify, Disney+, YouTube Premium, ChatGPT - but you can add anything you share with friends or family.
What if someone says they paid but didn’t?
That’s exactly why the trust loop is two-sided: a member marks “I paid”, and the person who fronts the money confirms it. Nothing settles until both sides agree - the ledger, not your memory, keeps score.
When does it launch?
Soon. Follow along on TikTok and you’ll be the first to know the day it drops.
LAUNCHING SOON

Stop being the group’s bank.

Submanagr is launching soon on iOS. Follow along and grab it the day it drops.

Follow Submanagr on TikTok